The Buying Process
We strive to find our clients the best home at the best price under the best terms.
Pre Approval
The first step is getting pre qualified for a home loan. We have a network of qualified loan officers committed to obtaining you the best rates. They'll review your financial situation and issue a conditional pre approval letter to include with your offers.
Personalized Home Search
You'll receive a personalized home search catering to your specific needs. Daily emails with the latest homes within your criteria — and unlike Zillow or Redfin, every home listed as active is actually active because we pull directly from the MLS.
Home Viewings
We walk into every home not just as a Realtor but as an investor, home inspector, parent and owner. We assess layout, condition, neighborhood quality and improvement potential. No high pressure — just honest, professional discussions.
Making Offers
We tailor every offer to your specific needs and derive pricing from the latest comparable data so you submit a competitive offer without overpaying. Every offer is submitted immediately with a clear explanation of your terms.
Underwriting
Your lender reviews all financial documents — W-2s, tax returns, pay stubs, credit reports. During this period, avoid major purchases or new credit lines. We guide you through any conditions the underwriter requires.
Inspection Period
Here's where we verify if your new home will love you back. You'll have the opportunity to perform a general home inspection, appraisal, pest inspections, and any other reports or inspections you see fit. We'll be there all along the way to help guide you.
Contingencies
Contingencies are built in safeguards that protect your deposit and give you options if something unexpected arises. Common contingencies include inspection, appraisal, and loan approval — each giving you the right to renegotiate or walk away if major issues surface. We track every deadline closely and guide you through any necessary negotiations, ensuring you're never caught off guard and the deal stays on solid ground.
Final Walkthrough
Before closing, we'll conduct a final walkthrough of the property to verify the home is in the same condition as when we entered into contract. We'll confirm any repairs agreed to during the transaction have been completed in a satisfactory manner, and ensure all items transferring with the home — like appliances, fixtures, and window coverings — remain as specified in the contract.
Signing Loan Documents, Funding & Recording
Once you receive final loan approval, you'll typically meet with a mobile notary or visit the escrow office to sign your final loan documents. This includes your promissory note, deed of trust, and closing disclosure. After signing, your lender wires the funds to escrow. The title company then records the deed with the county, officially transferring ownership to you.
Getting Your Keys
The best part of the entire journey — we hand you the keys to your new home. Once funding and recording are complete, the property is officially yours. We'll meet you at the home for the final walkthrough and key exchange, celebrating the moment you've worked so hard to achieve.
What Can I Afford?
Enter the monthly payment you're comfortable with and see what purchase price that translates to.
Estimated purchase price you can afford:
$445,527
Loan amount: $395,527 · 30-year fixed at 6.5%
Estimates are for educational purposes only. Actual rates, taxes, insurance, and closing costs vary. Contact a licensed lender.
See what's possible in your budget — then let's go find it.
Call or text Jarred: 951-259-1187